Welcome to Winter Insurance Agency in Greenville Michigan. Since 1979.
Better insurance starts here.
4.7 112 reviews
Select a product to quote.
Auto + home, condo or renter. Best deal.
Cars, trucks, luxury, exotics, & motorcycles.
Homes, condos, landlords, renters & more.
Term life, whole life, health, medicare, & more.
Vehicles, property, employees, & more.
Tools, equipment, liability, subcontractors, & more.
Get personalized insurance quotes in three simple steps.
At Winter Insurance Agency in Greenville, Michigan our mission is simple. To build long-lasting relationships with clients through mutual trust, service, and professional guidance while helping individuals and businesses protect what matters most. Our easy three step process takes the frustration out of purchasing insurance. We’re your go-to partner for personal and commercial insurance solutions.
1. Quote
Provide basic information. We manage the complicated behind the scenes by putting in the work with the insurance companies to make your life easier.
2. Compare
Talk to an agent to find the best coverage. Receive a side-by-side comparison and a complete explanation of your coverages so you understand all your policies.
3. Bind
Get quoted & covered with great rates. Use online e-signatures and payments when purchasing insurance, getting the best coverage and best rates for your situation.
What our clients are saying.
4.7 112 reviews
See why families and businesses across Michigan trust Winter Insurance Agency for comprehensive insurance protection.
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Connie Travis
★★★★★
a week ago
Winter's Insurance is great. Everyone I talk to there is very helpful and kind. I always have questions and they are so helpful and always answer my many questions. I have gotten great savings through using them. -
Caroline Gallagher
★★★★★
3 weeks ago
Kaitlyn @ Winter Insurance is the best to work with! She answers all of my questions and is always willing to run a bunch of different scenarios to get me the best rates for my situation. It’s a huge relief to know that an expert is taking … More care of my insurance needs.
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Audree Swift
★★★★★
3 weeks ago
We recently switched our home, auto and life insurance to Winter insurance agency.We worked with Brieanne, she was wonderful and extremely thorough with getting us the best coverage and still saving us money.
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Terry Iler
★★★★★
3 weeks ago
The team at Winter Insurance Agency has always been great with any request that I may have and recently assisted in increasing my Homeowners and Auto Insurance coverage while significantly lowering my premium...
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SpringHybrid Official
★★★★★
a month ago
Great customer service and they do their best to find you the best deals
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L M
★★★★★
2 months ago
I recently switched my auto insurance to Winter’s Insurance, and the entire process was amazing from start to finish. The transition was smooth, efficient, and completely stress-free.Kyleigh and Jason were absolutely fantastic to work with. … More They were knowledgeable, responsive, and made sure everything was handled quickly and clearly. I highly recommend Winter’s Insurance to anyone looking for great service and a team that truly cares about their clients.
About Winter Insurance Agency.
Discover the protection you deserve with Winter Insurance Agency
Your one-stop insurance destination
Winter Insurance Agency delivers personalized insurance solutions to our clients in Michigan, with our office located in Greenville, MI. We are your trusted partners in safeguarding what matters most.
With a comprehensive range of insurance solutions, we’re dedicated to providing peace of mind and financial security. Whether it’s Home Insurance, Car Insurance, Life Insurance, Medicare Insurance, or Business Insurance, Winter Insurance Agency can determine the perfect plan at an affordable price.
Our experienced team of professionals is committed to tailoring insurance policies that meet your unique needs, offering expert guidance, and exceptional customer service. Discover the protection you deserve with Winter Insurance Agency, one-stop insurance destination.
Get to know our team.
Agency Owner
Insurance Agent
Insurance Agent
Insurance Agent
Account Manager
Account Manager
Account Manager
Account Manager
Account Manager
Health Insurance / Medicare Specialist
Insurance coverages for Michigan individuals and families.
You care about life’s important moments. Winter Insurance Agency cares about protecting them.
Home Insurance
Your home is one of your most valuable assets. It deserves protection that’s simple, reliable, and tailored to your needs. We help families across Greenville and throughout Michigan secure homeowners insurance that delivers peace of mind with personalized service.
Auto Insurance
Auto Insurance in Greenville and across Michigan. Driving in Michigan comes with risks. At Winter Insurance Agency, we shop multiple carriers to get you protection that fits your needs and budget, without compromise. Keep your family covered on the road.
Life Insurance
Life insurance isn’t just about policies. It’s about protecting the people who rely on you. Our goal is to make life insurance simple, understandable, and accessible for Michigan families who value long-term security and peace of mind. We ensure your loved ones are protected.
High Net-Worth
Protection designed for your life and legacy. Winter Insurance Agency‘s insurance programs are tailored for high-net-worth families, covering luxury homes, secondary and vacation rentals, high-value autos, jewelry, fine art, and more, all with personalized protection.
Additional Personal Insurance Options
Popular commercial insurance coverage options.
Every business is unique, and so are the risks you face. At Winter Insurance Agency, we partner with companies across Michigan to build smarter insurance and risk management strategies. By combining innovative technology with decades of experience, we deliver more than coverage, we help you reduce risk, control costs, and adapt with confidence.
General Liability
Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. It covers situations where someone is injured on your business premises or if the business activities cause damage to someone else’s property.
Commercial Auto
If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability for accidents and physical damage coverage for the vehicles.
Business Interruption
Provides coverage for lost income and operating expenses if your business is temporarily unable to operate due to a covered event like fire, natural disaster, or other disruptions. It helps cover payroll, rent, and other ongoing expenses.
Workers Compensation
If your business has employees, workers’ compensation insurance is usually required by law in every state. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.
Commercial Property
Commercial property insurance covers physical assets such as the business building, inventory, furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters.
Cyber Liability
Businesses today increasing rely on digital systems and store customer data electronically. Cyber liability insurance helps cover the costs associated with data breaches, including legal fees, notification costs, and credit monitoring for affected customers.
Employment Practices Liability
Provides coverage for claims arising from employment-related issues such as wrongful termination, discrimination, harassment, and retaliation. It protects your business against legal costs and settlements, ensuring financial security in the face of allegations made by employees regarding their rights and treatment in the workplace.
Professional Liability
Also known as Errors and Omissions (E&O) insurance, this policy provides coverage for claims arising from professional errors, negligence, or malpractice. It protects businesses and professionals against legal costs and damages associated with allegations of inadequate work or mistakes in the services provided to clients.
Commercial Umbrella
Provides additional liability coverage beyond the limits of your existing general liability, commercial auto, and other liability policies. It offers extra protection against large claims or lawsuits, covering costs that exceed the underlying policy limits, ensuring broader financial security for your business.
Any Questions So Far?
We’ve Got Answers.
To get a quote for Commercial Auto Insurance, you will need to provide details about your business operations, the types and number of vehicles to be insured, the primary use of each vehicle, driver information, and any previous claims history. This information helps insurers assess risk and provide an accurate quote.
Commercial Auto Insurance covers vehicles used for business purposes and typically offers higher liability limits than Personal Auto Insurance. It also includes coverage options specifically designed for business use, such as Hired and Non-Owned Auto Coverage and higher liability limits.
Yes, Commercial Auto Insurance allows you to cover multiple vehicles under a single policy. This is particularly beneficial for businesses with a fleet of vehicles, providing comprehensive coverage and simplifying policy management.
Yes, if your employees use their personal vehicles for business purposes, you should consider Hired and Non-Owned Auto Coverage. This policy provides liability protection in case an employee’s personal vehicle is involved in an accident while performing business tasks.
Commercial Auto Insurance does not cover intentional damage, personal belongings inside the vehicle, or certain types of business equipment. For coverage of personal belongings, consider Personal Property Insurance. For business equipment, Inland Marine Insurance may be appropriate.
The time frame for filing a Workers’ Compensation claim varies by state, but it typically ranges from 30 days to two years from the date of the injury. It’s important for employees to report injuries as soon as possible to ensure timely processing and receipt of benefits.
In most cases, Workers’ Compensation Insurance prevents employees from suing their employer for work-related injuries. This coverage is designed to provide benefits without the need for litigation. However, employees can still sue in cases of gross negligence or intentional harm by the employer.
Don’t see your question? Contact us.
Want to talk?
Let’s do it.
Call or text our Michigan office today.
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